General Home Improvement Risks
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Many times, homeowners have great visions for improving their home but unfortunately, they run into problems not anticipated. For example, injuries can occur, building can stop due to not having the proper permit, and regulations may not be followed, and so on. For this reason, regardless of the type of home improvement you are doing, you need to make sure you have applied and received all the proper permits, taken safety precautions, worked things out with your landlord or home association, etc.

The key to good home improvement is to understand the basics regarding law and liability. In other words, with home improvements, you never want to place yourself in a position of being at risk for a lawsuit because of negligence. As an example, if you started some work and then hired someone to come in and do something else but that person is injured because of negligence on your part, then you have just set yourself up for being sued. While this person would have a burden of proof in order to collect, you have still placed yourself, family, and home at risk.

To protect yourself, you need to educate yourself on this process. What happens is that the injured party has to show three specific things. The first is called a �Duty of Care.� With this, he or she has the burden to prove that your home was dangerous because of faulty work performed on your part. This means the work done by you was sub-standard and that he or she was entitled to work near or around this area.

The second thing he or she will need to prove is that his or her injury was because your Duty of Care was not discharged properly. Finally, this individual would need to prove that his or her injuries were not too far removed or remote from your activities. For instance, if the person fell and broke a leg because you did not build a step to standard and he or she is now claiming some type of psychotic illness. He or she would need to show that this illness was indeed associated with the broken leg.

Now, remember two important things. First, this entire hassle can be eliminated simply by doing quality work that meets the set forth standards, you have permits needed, and tools, scrap, and other materials are moved out of the way so people do not become injured. Secondly, if a person should be injured, they have all the burden of proof. Therefore, a lawsuit can only be one if he or she is able to show that you are responsible for the injuries.
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