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General Home Appraisals
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When needing to get a home appraisal, the best thing you can do for yourself is to hire someone that knows exactly what he or she is doing. You could choose just any appraiser, but it is imperative that you choose a professional that will know exactly what things to look for. You can usually find a licensed appraiser in your local phone book but if you are not sure, you might contact a reputable real estate agent and ask for recommendations.

By working with a licensed appraiser, you have the assurance that they will meet very strict guidelines mandated by the Federal government. As a part of their training, they must take special courses relating to appraising, take continued education courses, and take a test. When you consider an appraiser, you should be aware of three things before you hire anyone.

First, the appraiser should have expertise and knowledge in the area or type of property they are being hired to check. In other words, if you were having a home appraised, it would be to your benefit to hire an appraiser that is familiar with homes in that same neighborhood.

Next, you want to make sure the appraiser has the most up-to-date and appropriate resources available. Sometimes, an appraiser will buy data that is less than the best as a way of saving money. The problem is that the report will not be as accurate, which could affect the property you are buying or selling.

Finally, you want to pay reasonable fees for the service and you want to be able to get the appraiser in and out, and have a report in your hands quickly. While the turnaround time and fees will vary from one area to another, make sure you know exactly what your money is buying.

The cost of an appraisal will also vary from region to region as well as the level of complexity involved. However, on average, you can expect to pay around $300 to $400 for a standard residence. If the home is extremely large or the project more detailed, this fee could go as high as $1,000.

Additionally, it is important to note that if you are buying a home via a Conventional loan, then you will be required to have an inspection by a licensed appraiser. However, when buying a home through an FHA loan, the reports are typically not considered standard. Because of this, you might pay a higher fee since it takes more time to complete the appraisal.
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